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Specialty Prescribing: Why Specialists Often Choose Brand-Name Drugs Over Generics
When a rheumatologist prescribes Humira instead of a biosimilar, or an oncologist insists on Ocrevus over a cheaper alternative, it’s not because they’re ignoring cost-it’s because they’ve seen what happens when patients switch. Specialty drugs aren’t like your typical pills. They’re complex, expensive, and often the only option for life-altering conditions like multiple sclerosis, rheumatoid arthritis, or rare cancers. And despite the push for generics and biosimilars, specialists across the U.S. continue to favor brand-name versions. Why?
The High Cost of Specialty Drugs
Specialty drugs are defined by more than just price. The Centers for Medicare & Medicaid Services (CMS) sets the threshold at $670 per month, but many cost far more. Some exceed $100,000 a year per patient. In 2023, these drugs accounted for 68% of all dispensing revenue from specialty medications-even though they make up less than 2% of total prescriptions. That’s a staggering imbalance. One patient on a specialty drug can cost more than 75 times what a typical patient spends on medications each year.Between 2010 and 2019, spending on specialty brand-name drugs jumped from $9.4 billion to $46.8 billion. That’s a fivefold increase in less than a decade. By 2023, global spending hit $229 billion, making up nearly half of all pharmaceutical costs. And it’s still rising. Experts predict specialty drugs will account for 73% of global prescription spending by 2028.
What drives this? Not just innovation. It’s the lack of competition. Many specialty drugs treat rare diseases with no other treatments available. When there’s only one drug that works, price becomes secondary to effectiveness.
Why Specialists Stick With Brands
It’s easy to assume doctors choose brand-name drugs because they’re paid to. But the data tells a more nuanced story. A 2016 ProPublica analysis found that physicians who received over $5,000 from drug companies had brand-prescribing rates about 50% higher than those who received nothing. That’s concerning-but it’s not the whole picture.More often, specialists choose brands because of real-world outcomes. A patient with a rare mutation of multiple sclerosis might have tried a biosimilar and had a relapse. An oncologist might have seen a patient go into remission on a specific brand and then relapse after switching. These aren’t hypotheticals. They’re documented cases.
A 2023 Medscape survey of 1,200 specialists found that 68% reported frequent frustration with prior authorization rules for specialty drugs. Oncologists and rheumatologists were hit hardest. But even with all the red tape, many still push back when insurers try to force a switch. Why? Because they’ve seen what happens when patients lose access to the exact drug that works for them.
One Reddit user, u/ChronicWarrior42, shared: “I pay $1,200 a month for Ocrevus. My insurance says there’s a cheaper biosimilar. My specialist says it won’t work for my specific mutation. So I pay.” That’s not greed. That’s survival.
The Role of PBMs and Hidden Markups
Behind the scenes, pharmacy benefit managers (PBMs) are shaping what doctors can prescribe-and how much patients pay. The FTC’s January 2025 report revealed that the three largest PBMs-Caremark, Express Scripts, and OptumRx-made over $7.3 billion in revenue from specialty drugs between 2017 and 2022 by marking up prices far beyond what they paid for the drugs.Here’s the twist: PBMs often mark up specialty generic drugs by thousands of percent. A drug that costs $50 to acquire might be billed at $1,200. That’s not inflation. That’s a systemic distortion. And it’s not just hurting patients-it’s undermining trust in generics.
Dr. Stephen Schondelmeyer, a pharmacy expert at the University of Minnesota, called it “a fundamental distortion in the drug pricing system.” When patients see their biosimilar cost $850 a month after switching from a $50 copay on the brand, they blame the doctor. But the real culprit? The PBM’s markup.
Specialists know this. They’ve seen patients switch to a “cheaper” generic only to face surprise bills, delays, or worse-treatment failure. So they stick with brands, even when it’s harder.
Patients Aren’t Just Passive Recipients
Doctors don’t make these decisions in a vacuum. Patients are part of the equation. Many have researched their condition, joined online communities, and know which drug worked for someone else. They ask for specific brands. And when they do, doctors listen.A Medicare enrollee named SeniorCare2024 wrote on a patient forum: “My Humira copay went from $50 to $850. My rheumatologist says biosimilars aren’t appropriate for me. So now I’m choosing between my meds and my rent.”
That’s the reality. Patients aren’t just asking for brand names because they’re unaware of cost-they’re asking because they’ve been burned before. They’ve had treatments fail. They’ve waited weeks for prior authorization. They’ve seen their condition worsen after a switch.
Doctors aren’t ignoring cost. They’re weighing risk. And for many, the risk of switching is too high.
The Administrative Burden
Prescribing specialty drugs isn’t just about writing a script. It’s a logistical nightmare. Physicians spend an average of 13.4 hours per week on prior authorizations-78% of that time tied to specialty medications. That’s more than a full workday each week just to get a patient’s medicine approved.Specialty pharmacies require special handling: refrigeration, infusion training, patient education, and ongoing monitoring. Many drugs come with Risk Evaluation and Mitigation Strategies (REMS), which require doctors to complete certification, track patient outcomes, and submit regular reports. Only 65% of manufacturers provide clear REMS guides, according to a 2023 FDA review.
And delays? They’re common. A 2024 study found that 42% of specialty drug starts are delayed by seven or more days due to paperwork. For a patient with aggressive MS or cancer, that’s not just inconvenient-it’s dangerous.
So when a specialist chooses a brand-name drug, they’re not just picking a product. They’re picking the one with the most predictable path to delivery. The one with fewer administrative hurdles. The one that won’t leave their patient waiting.
What’s Changing-and What’s Not
The Inflation Reduction Act of 2022 gave Medicare the power to negotiate prices for some high-cost drugs. That’s a start. Drugs like Jakafi, Ofev, and Xtandi are already on the list for future negotiation. But these are just a handful. Out of the 2,700+ specialty drugs in development, most won’t be touched by these rules.Meanwhile, the FTC is pushing for transparency. Senator Bernie Sanders introduced the Specialty Drug Price Transparency Act in February 2025 to force PBMs to disclose their markups. But change moves slowly. In the meantime, specialists are stuck in the middle.
There’s no easy fix. Lowering prices without improving access doesn’t help. Forcing switches without clinical evidence doesn’t help. And ignoring the administrative chaos doesn’t help either.
The truth? Specialty prescribing isn’t about preference-it’s about survival. For patients. For doctors. For the system.
What Patients and Providers Can Do
If you’re a patient on a specialty drug and your insurer tries to switch you:- Ask your specialist for a letter of medical necessity-this is your strongest tool.
- Check if the manufacturer offers a patient assistance program. Many provide free drugs for low-income patients.
- Reach out to NORD (National Organization for Rare Disorders). They helped 45,000 patients in 2023.
If you’re a provider:
- Document every clinical reason for choosing a brand-name drug. Don’t just say “it’s better”-cite outcomes, failures, and patient history.
- Work with specialty pharmacies that have experience with your drug and payer network.
- Use patient support services. Many manufacturers offer nurses, co-pay assistance, and education.
The system is broken. But it’s not hopeless. Change starts with transparency, better communication, and a willingness to listen-to patients, to providers, and to the data.
Paul Huppert
December 30, 2025 AT 15:57Been on Humira for 8 years. My doc switched me to a biosimilar once because of insurance. I had a flare so bad I ended up in the ER. Now they just write the brand and I don’t fight it anymore. It’s not about money-it’s about not dying on a Tuesday.
Hanna Spittel
December 31, 2025 AT 08:26PBMs are literally stealing from us 😤💰. I saw a PBM exec’s yacht on Instagram last week. Meanwhile, my insulin bill is $1,200. This isn’t healthcare. It’s a casino. 🎰
Brady K.
January 1, 2026 AT 10:38Let’s be real-the system is designed to fail you. The pharma-industrial complex doesn’t want generics to work. They want you dependent. They want you scared. They want you paying $100k/year for a drug that’s just a slightly tweaked version of something that existed in 2005. It’s not medicine. It’s rent extraction with a stethoscope. 🤡
And don’t get me started on REMS programs. They’re not safety protocols-they’re bureaucratic landmines built to delay, confuse, and exhaust. Doctors aren’t choosing brands because they’re lazy. They’re choosing them because the alternative is a 17-page form and a 6-week wait while your MS progresses.
Meanwhile, the FTC’s ‘transparency’ initiative is like asking a thief to hand over the security footage while they’re still wearing the mask. It’s performative. It’s theater. It’s not change.
And yet we keep pretending this is a market. Markets have competition. This is a monopoly with a side of emotional blackmail. You want cheaper drugs? Break the PBM oligopoly. Stop letting middlemen mark up $50 pills to $1,200 and call it ‘negotiation.’
Specialists aren’t the problem. They’re the last line of defense between you and a system that wants you dead or broke. And honestly? I’d rather have a doctor who’s stubborn about brand names than one who’s obedient to insurance algorithms.
Let’s stop calling this a healthcare crisis. Call it what it is: a profit-driven death spiral disguised as progress.
John Chapman
January 2, 2026 AT 03:24Y’all are right. I used to think doctors were just greedy. Then my mom got diagnosed with RA. She switched to the biosimilar, had a bad reaction, and lost 3 months of mobility. Now my whole family fights for her brand. It’s not about money-it’s about not losing your life to paperwork.
Also, shoutout to the nurses who call insurance every day just to get a script approved. They’re the real heroes. 🙌
anggit marga
January 2, 2026 AT 04:46USA always cry about drug prices but never fix the system. In Nigeria we get drugs for $5 because we don’t have PBMs. You people pay $1000 for a pill because you let corporations run your health. This is capitalism. Not medicine
Joy Nickles
January 3, 2026 AT 15:14Wait-so you’re telling me that PBMs are making $7.3 BILLION off markups?? And no one’s going to jail?? This is literally fraud on a national scale!! And doctors are just… sitting there?? They’re complicit!! I mean, they know!! They see the bills!! They see the patients crying!! And they still prescribe the brand??!! What is wrong with you people??!!
And why isn’t this on 60 Minutes??!! Why isn’t the president doing something??!! I’m literally shaking right now!!
Emma Hooper
January 4, 2026 AT 17:59Okay but have you ever tried to get a prior auth for a specialty drug? It’s like applying for a PhD in bureaucracy. I’ve had patients cry in my office because they couldn’t afford the $850 co-pay after switching to a ‘cheaper’ biosimilar-only to find out the PBM jacked the price up 10x. Meanwhile, the manufacturer’s profit margin? Still 80%. The whole thing’s a circus. 🎪
And don’t even get me started on how some PBMs own specialty pharmacies. So they profit from the drug, the markup, AND the delivery. It’s like a monopoly inside a pyramid scheme inside a Ponzi scheme. And we’re all just the suckers holding the bag.
Doctors aren’t being stubborn. They’re being survivors. And honestly? I’d rather have a doc who fights for me than one who just clicks ‘approve’ and moves on.
Martin Viau
January 5, 2026 AT 23:00Canada’s system isn’t perfect, but we don’t have PBMs ripping off patients like this. Our generics are cheap, our access is faster, and our doctors aren’t spending 13 hours a week on forms. You guys have the tech, the talent, the money… and you’re still letting middlemen strangle your healthcare. Pathetic.